After you sign your refinance documents you will have a 3-day waiting period (3-day right of rescission) then your loan will fund (VA purchase transactions have no waiting period). If you choose to pull cashout escrow will wire your funds to you same day.
Before the mobile notary comes over to the home to sign the final loan documents you will review your TRID Closing Disclosure (CD)/settlement statement with your VA Mortgage Loan Specialist over the phone to ensure all the numbers are correct, down to the penny. Your escrow officer will have ordered an updated payoff from your […]
Once we obtain loan approval on your file we will reach out with any missing items that are needed to order your final loan docs.
We order the appraisal through the VA portal and a VA appraiser will contact you to schedule the best time to appraise the home. You will be responsible for ordering your Pest Inspection with a local Termite company. Be sure to let them know that you are doing a VA refinance and you’ll be looking […]
Our team of Account Managers and Processors intake your file and set it up to be submitted to underwriting.
We send you a checklist of documentation you need to scan, fax or overnight to us. (Documentation is limited on the VA IRRRL streamline program)
Are sent out via DocuSign (electronic signatures), via email in a secure PDF or via overnight delivery (your choice)
With your written authorization we will lock in your new rate over the phone to the exact terms that we agree upon. In most cases our VA Loans are No Points and No Fees (all closing costs are credited).
We complete your loan application with you over the phone to ensure accuracy.
In this initial meeting/phone call we will do some fact finding and find out what loan options are best for you and your unique situation. We assess if you are VA eligible and if there will be a VA funding fee or not. We are approved with over 40 different lenders nationwide and have access […]